Tell us your CIBIL Problem

Tell us Your Problem Related to Credit Scores

Has your banker or lending institution turned down your request for Credit Card, Business Loan, Start-Up Loan, Personal Loan, Auto Loan, Car Loan, Home Loan, Commercial Vehicle Loan, Agricultural Loan or any other type of loan by saying:

• Your CIBIL or Credit Report is not Good.
• Your CIBIL Scores or Credit Scores are not up to the minimum mark for getting sanctioned the Bank Loans or Credit Card.
• Your Credit Report has “Settled” or “Written Off” account.
• Your CIBIL Report includes loan account where it is overdue or past due account.
• Accounts reported in your Credit Report are categorized as Sub-Standard, Doubtful or Loss Assets.
• Though the reported loan accounts are regular and you have exhausted your repaying capacity.
• You are a joint or co-borrower in a loan account, which is in default.
• You have stood as Guarantor in a loan account which remained in default in the past or is in default presently.

Then you may find it difficult to convince your banker or lending financial institution even if you are not a defaulter. Such questions can be answered easily only by a qualified and experienced professional, especially one who has practical banking experience and know how to analyze and get such damaging Credit Reports.

At the first instance, the analyst will require the following information from your side to proceed further for critical analysis of your Credit Reports by any Credit Rating Agency like CIBIL, Experian, Equifax or HighRank.

STEP-1: SUBMISSION OF DOCUMENTS:

1. Exact Name as per PAN Card, Aadhaar Card, Passport, Voter ID or Driving License.
2. Exact Address as per PAN Card, Aadhaar Card, Passport, Voter ID or Driving License.
3. Mobile Number and Email ID if any.
4. PDF Copy of the latest CIBIL Report which should not be more than 10-15 days old.
5. Scanned Copies of PAN Card, Aadhaar Card, Passport, Voter ID or Driving License.
6. Account Numbers of your any Two previously closed loan/credit card accounts or existing loan/credit card accounts along with the amount of loan, Purpose of Loan and Year of Loan. Correct information on your existing or closed loan accounts will help us fetch your Credit Report more accurately from the various Credit Rating Agencies.
7. Exact Problem: Narrate here that you visited your bankers and they refused to sanction your loan due to various reasons like i) Bad CIBIL Report ii) Poor Credit Score iii) Many Delinquency Strings in the Credit Report iv) Report includes overdue accounts, Settled Accounts and/or Written Off account.

You can submit the above documents through Contact Us after having a personal dialogue at given Mobile/Land Line Numbers.

STEP-2: PAYMENT OF PROFESSIONAL FEES AND OUT OF POCKET EXPENSE:

Immediately after submitting the documents and information as above you will be directed to make online Payment of Professional Fees and Out of Pocket Expense through Online Payment Links at CIBIL Consultants.